Strategic Advisory Services

Important Legal Information: ENTEREST LLC is not a bank or credit union. ENTEREST LLC is a financial technology company. Banking services are provided by our partner banks, Members FDIC. The ENTEREST Debit Card is issued by our partner banks pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

Investment Risk Disclosure: Investment products and services offered through ENTEREST LLC:

• Are NOT FDIC insured
• Are NOT bank guaranteed
• MAY lose value
• Are NOT deposits
• Are NOT insured by any federal government agency
• Are NOT a condition to any banking service or activity

Securities and Advisory Services: Securities products offered by ENTEREST Securities LLC, Member FINRA/SIPC. Advisory services offered by ENTEREST Advisors LLC, a registered investment advisor. ENTEREST Securities LLC and ENTEREST Advisors LLC are subsidiaries of ENTEREST LLC. Check the background of ENTEREST Securities LLC on FINRA's BrokerCheck.

Lending Services: Loans and credit products are offered by ENTEREST Lending LLC, NMLS #123456. Not all applicants will qualify. Rates and terms are subject to change without notice. State restrictions may apply. ENTEREST Lending LLC is licensed in all 50 states. For specific state licensing information, please visit our licensing page.

Cryptocurrency Risk Disclosure: Cryptocurrency services are provided by ENTEREST Digital LLC. Cryptocurrencies are not legal tender, are not backed by the government, and are not subject to FDIC or SIPC protections. Cryptocurrencies are highly volatile and there is substantial risk of loss in trading cryptocurrencies. Past performance is not indicative of future results.

Regulatory Information: ENTEREST LLC is licensed as a Money Transmitter by the New York State Department of Financial Services and other state regulatory agencies. NMLS #123456. For a complete list of licenses, please visit our regulatory compliance page. Virtual currency is not legal tender, is not backed by the government, and accounts and value balances are not subject to consumer protections.

Privacy and Security: Your privacy and security are important to us. ENTEREST LLC uses bank-level security and 256-bit encryption. We will never sell your personal information. For more information, please review our Privacy Policy and Security Policy. ENTEREST LLC is committed to complying with all applicable laws and regulations, including the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA).

Annual Percentage Yield (APY): APYs are subject to change at any time without notice. Fees may reduce earnings. The displayed APY is accurate as of 9/26/2025. No minimum balance required. Member FDIC coverage up to $250,000 per depositor, per insured bank, for each account ownership category.

Market Data and Information: Market data is provided for informational purposes only and is not intended for trading purposes. Market data is delayed by at least 15 minutes. ENTEREST LLC and its data providers shall not be liable for any errors or delays in the content, or for any actions taken in reliance thereon. Historical performance is not indicative of future results.

Tax Considerations: ENTEREST LLC does not provide tax advice. The tax treatment of your investments depends on your individual circumstances and may be subject to change in the future. Please consult with a qualified tax professional regarding your specific tax situation. Form 1099s will be provided for applicable accounts.

Customer Service and Complaints: For customer service, please contact us at support@enterest.app or 1-888-686-3607. For complaints, you may contact the Consumer Financial Protection Bureau at 1-855-411-2372 or visit www.consumerfinance.gov. You may also contact your state's regulatory agency.

Geographic Restrictions: Products and services may not be available in all states or countries. Some products have specific eligibility criteria. ENTEREST LLC reserves the right to limit the availability of its products or services to any person, geographic area, or jurisdiction at any time and at our sole discretion.